Know the difference between annual compounded return and average annual return. Investment sellers often tout avaerge annual return becuase this numerical figure inflates percieved performance. If an investment return is 14% annualy over 5 years, its return over 5 years is 100% or doubles. Divide 100% by 5 years equals 20% so called average annual return when it is no more than 14% compounded annual return.

New improved roofing, insulation, and ventilation designs can easily cut both utility costs and carbon emission in half. Buying a new roof or retrofiting a roof can take 1-2 months from planning to completion. Utility savings payback the improvment cost in as 5-9 years, according to Energy Efficiency and Renewable Energy Clearinghouse (EREC). Here is a step by step process to prepare t install new roof:

Excercise your right to vote in these exciting and busy election times. An impressive number of local offices across Greater Houston and Fort Bend area are coming up for  election, see the election schedule below. Early voting offers the convenience of voting at any early voting location throughout Fort Bend County, see a list of early voting locations here. If you wait to vote on election day, you will have to vote at your voting precinct polling location. Fort Bend county citizens can look up their voting precinct, here

You know the saying: "It pays to shop around". Your electric provider will neither tell you that they have a lower price plan nor tell you that a rival provider offers a lower price. You see it is simply not in their interest to tell you either.